1. Fixed Deposit : 9 % to 9.5%
2. Gold: 12% to 15%
3. Real Estate - 15% to 18% (investment horizon 5 years)
4. Equity (Stock) - 15% to 22% (need regular watch on market and support from financial advisor.
Categorized your expenses in 3 categories: Need, Wants and Luxury.
For example, grocery is need, seeing movie is want and seeing movie in multiplex on recliner chair is luxury.
In today's scenario, 50% of expenses are on luxurious items. If you cut it
Traditionally, it is observed that female members in most families are not given importance when it comes to taking financial decisions /planning.
In contemporary world, in almost every family, at-least one female member is working / earning member a
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